阿吉特.贾恩
伯克希尔哈撒韦再保险事业部
要点: 贾恩出生在印度，在印度与美国接受教育，并且在1986年出任伯克希尔哈撒韦再保险事业部执行长。再保险业者接受保险公司投保，赚取保险公司向投保人收取的部分保费，以此界定保险业者整体理赔上限。伯克希尔目前还提供多种“量身定做”的保险商品，例如因应运动员运动生涯意外终止的保险等。
“做决策不能只思考，更要实际作出决策”
贾恩的经营原则：
一、坦然接受自己会犯错的事实
努力让正确的决策多过错误的决策，但是不要一直烦恼自己犯的错误，错误在所难免。
二、快速决策并且向前迈进
自己下工夫研究、决策，然后向下个机会迈进。不要陷入过度分析而停滞不前，让自己错失机会，要全速向前迈进。
三、避免愚蠢的错误
愚蠢的错误就是自己当初没有设想到的状况，这些状况会回过头来让你困挠不堪。眼光要放远大，努力看出各种明显或不那么明显的状况。
四、如果心里有疑惑，那可能是要你别这么做的警讯
如果直觉反应就觉得很不安而犹豫不决，就不要做这笔生意。这往往是直觉在警告你，做这笔生意的结果可能会惨不忍睹。
“作营运决策往往不只靠智商思考决策，实际作出决策更是成功方程式中不可或缺的要件，这一点却被很多人忽略了。要成为优秀的营运人员，必须要能在不确定的状态下作出决策、采取行动，并且继续前进。”
-------------阿吉特 . 贾恩
Ajit Jain
Berkshire Hathaway Reinsurance Division
Main Idea: Ajit Jain was born in India, educated in India and the United States and became CEO of Berkshire's reinsurance business in 1986. Reinsurers provide insurance to companies in the insurance industry in exchange for a portion of the premiums charged, thus putting an upper limit on the insurer's total liability. Berkshire also enters into numerous "one-of-a-kind" insurance deals---like protecting against the disablement of athletes.
Ajit Jain's key business principles:
***Accept that you will have some losses
Try and make more correct decisions than wrong decisions, but don't worry about the mistakes. They will occur.
***Make quick decisions and move on
Do your research, make a decision and then move on to the next opportunity. Don't get bogged down analyzing to death. Move fast and do the best you can.
***avoid dumb mistakes
Dumb mistakes are things you have not anticipated, which come back to haunt you. Keep a broad perspective and try to look ahead at factors that are obvious and not so obvious.
***If you're on the fence, that's probably a sign not to do it
If you just have an uneasy feeling deep in your gut causing you to hesitate, don't do the deal. More often than not, that's your gut warning of a potential disaster in the making.
"There's a lot more to a business decision than just sheer, raw IQ; actually getting it done is an equally important part of the equation, and one that a lot of people overlook. It's the ability to make a decision in spite of the uncertainly, to act and move on, that you really need to be a good operating officer."
------Ajit Jain
